{"product_id":"debt-payoff-tracker-excel-spreadsheet-snowball-and-avalanche","title":"Debt Payoff Tracker, Excel Spreadsheet, Snowball and Avalanche","description":"\u003cp\u003eA clean, blank Excel debt payoff tracker for organizing multiple debts in one place. You enter your own debts, balances, interest rates, and payments, and the tracker helps you compare two common payoff orders: the snowball method, which focuses on the smallest balance first, and the avalanche method, which focuses on the highest interest rate first. It is simple on purpose. It does one job well.\u003c\/p\u003e\u003ch2\u003eWhat is included\u003c\/h2\u003e\u003cul\u003e\n  \u003cli\u003edebt-payoff-tracker.xlsx, an Excel spreadsheet for tracking debts using snowball and avalanche payoff orders\u003c\/li\u003e\n  \u003cli\u003eguide.pdf, a guide that explains how to use the tracker in plain steps\u003c\/li\u003e\n  \u003cli\u003eSpace to record each debt, its balance, interest rate, minimum payment, and extra payments\u003c\/li\u003e\n  \u003cli\u003eFormulas to update totals as you enter payments\u003c\/li\u003e\n  \u003c\/ul\u003e\u003ch2\u003eWho it is for\u003c\/h2\u003e\u003cp\u003eThis tracker is for anyone who wants a clear view of multiple debts and a structured way to track progress over time, without a monthly app fee.\u003c\/p\u003e\u003ch2\u003eWhat it is NOT\u003c\/h2\u003e\u003cp\u003eThis is not financial advice. It is not a budgeting app, and it does not connect to a bank account. It makes no promise about payoff timing, savings, or results. It starts blank, because the numbers in it are yours to enter.\u003c\/p\u003e\u003ch2\u003eHow the buyer uses it after purchase\u003c\/h2\u003e\u003cp\u003eDownload both files, open the spreadsheet in Excel or import it into Google Sheets, follow the guide, and start by entering each debt.\u003c\/p\u003e\u003cp\u003eDigital download, no shipping, no inventory. This is a planning tool only, not financial advice, and it makes no income or payoff promises.\u003c\/p\u003e\u003cp\u003e\u003cbr\u003e\u003cstrong\u003eDelivered instantly\u003c\/strong\u003e after checkout as a download, no shipping, no waiting. Excel file with a PDF guide. This is a planning tool: it does not connect to your bank, and it is not financial, tax, investment, or debt advice.\u003c\/p\u003e","brand":"My Store","offers":[{"title":"Default Title","offer_id":67800953716963,"sku":null,"price":29.0,"currency_code":"CAD","in_stock":true}],"url":"https:\/\/trendloopstore.com\/products\/debt-payoff-tracker-excel-spreadsheet-snowball-and-avalanche","provider":"TrendLoop","version":"1.0","type":"link"}