Budget and Debt Freedom Bundle, 3 Excel Trackers (CAD, USD, Debt Payoff)

The full set: budget in CAD, budget in USD, and a debt payoff plan, in one download.

Three workbooks that work the same way, so you learn the layout once and use it everywhere. Each file starts blank, has its formulas built in, and comes with its own guide. Bought separately, the three trackers total C$87. The bundle is C$59.

What is inside

• Monthly Budget and Cash Flow Tracker, CAD: seven sheets, Cover, Income, Fixed Expenses, Variable Expenses, Savings, Cash Flow Summary, and Yearly Totals. Monthly columns run January to December, and every amount is labelled in Canadian dollars.
• Monthly Budget and Cash Flow Tracker, USD: the same seven sheets and the same layout, with every amount labelled in US dollars.
• Debt Payoff Tracker: eight sheets, Cover, Debt Inputs, Snowball Order, Avalanche Order, Monthly Payment Plan, Summary, and the two calculation sheets behind them. Enter up to 12 debts in CAD and compare payoff methods on your own numbers.
• Three guides: one PDF guide for each workbook, six files in the download in total.

Who it is for

Anyone whose money crosses the border, or who wants the budget habit and the debt plan in one purchase. It suits households with accounts in both currencies, Canadians paid in USD, and anyone who would rather set up one system than shop for pieces.

How it works

1. Download all six files after checkout and keep them together in one folder.
2. Set up the budget workbook in the currency you use most, following its guide from the Income sheet onward.
3. Enter your debts in the Debt Payoff Tracker, compare snowball and avalanche on the Summary, and follow the monthly plan for the method you choose.

What you need

Microsoft Excel, where the built in formulas work as designed. The files can also be imported into Google Sheets if you prefer to work there. No account, subscription, or bank connection is involved.

FAQ

Is the bundle the same files as the single trackers?

Yes. The bundle holds the same three workbooks and the same three guides sold on the single tracker pages, delivered together.

Do the trackers start blank?

Yes. Every amount is yours to enter, and the totals and payoff estimates update from your numbers.

How do I get the files?

All six files are delivered as downloads after checkout. There is nothing to ship.

Please note

These are planning tools only, not financial advice. They do not include tax advice, investment advice, or individualized debt advice, and they make no promise about income, savings, payoff timing, or results. Debt payoff figures are estimates that hold your entered balances, APRs, minimum payments, and monthly budget constant.